Insurance Coverage 

Tackling Today's Complex Coverage Matters

Our attorneys bring years of insurance coverage experience and practical solutions to your insurance issues. We litigate and resolve complex insurance disputes nationwide involving commercial general liability, first party property, financial lines, directors & officers, environmental, transportation, professional liability, employment practices, cyber liability, errors and omissions, life, excess, umbrella, and surplus lines policies.

We Understand What's at Risk for You

The insurance coverage practice group advises organizations regarding complex insurance matters and, when necessary, litigates coverage disputes involving claims in a variety of industries, professions and products:

• Directors, officers and entity liability
• Occupational exposures
• Cyber liability
• Fiduciary liability
• Banks and financial institutions
• Catastrophic property loss
• Mass tort and class actions
• Construction defects
• Pollution bodily injury and property damage
• Pharmaceutical and medical device
• Employment practices liability
• Medical, legal and accounting errors and omissions
• Property owners and managers
• Insurance agents and brokers
• Not-for-profits

We Are Fluent in Policy Language

Clients rely on us to provide advice and litigate cases involving a wide variety of policy provisions, exclusions, conditions, and endorsements including: 

• Duty to defend and/or indemnify
• "Occurrence" issues and "Number of Occurrences" issues
• Claims-made-and-reported provisions
• Applicability of policy exclusions
• Notice or cooperation clauses
• Duties to additional insureds 
• Timing of injury and damage and allocation among policies and insurers
• Occurrence, batch claim, and aggregate limits of liability
• Products and completed operations coverage
• Applicability of "other insurance" clauses
• Defamation, invasion of privacy, and other personal injury claims
• Professional and sexual misconduct claims
• Business interruption and lost profits
• Property valuation
• Misrepresentation in policy applications
• Exhaustion of limits and policy buybacks
• Insurer insolvency
• Duties of excess and umbrella carriers
• Bad faith and extra-contractual liability

Awards and Recognition

Chambers USA has named our coverage attorneys in its Band 1 rankings.